A Systematic Withdrawal Plan (SWP) is a smart investment facility that allows you to withdraw a fixed amount of money regularly from your mutual fund investments. It is an ideal solution for individuals who want to generate a steady income from their accumulated investment corpus.
SWP is a facility offered by mutual funds that enables investors to withdraw a pre-decided amount from their investment at fixed intervals such as monthly, quarterly, or annually.
You invest a lump sum amount in a mutual fund scheme
You select a fixed withdrawal amount
Choose withdrawal frequency (Monthly / Quarterly / Annually)
The chosen amount is credited to your bank account regularly
The remaining investment stays invested in the market
This approach ensures that your investment continues to grow while you receive a consistent income.
Regular Monthly Income
Ideal for Retirement Planning
Tax-Efficient Withdrawal Option
Capital Appreciation on Remaining Investment
Flexible Withdrawal Amount
Financial Independence
Market-Linked Growth
SWP is suitable for:
Retired Individuals
Investors with Lump Sum Investment
Individuals Seeking Regular Income
Parents Planning for Child’s Education Expenses
Anyone Looking for Passive Income